Helping Remodelers Build Profitable, Healthy Companies

Insurance: A Necessary Evil
That Will Protect Your Business (and You)

Brian Downs, principal and sales consultant for Downs & Associates Insurance Specialists, has been helping remodelers / contractors properly round their insurance portfolios for 17 years. He has served as an expert witness in large liability court cases and as past president of NARI Metro DC Chapter in 2003.

Discussion points include:

When to self insure and when to involve the insurance company.
When and why to use builders risk.
How to reduce your Workers Comp, General Liability and Commercial Auto premiums.
Why to use professional-quality subcontract agreements.
Are there Workers Comp waivers for the one-man subcontractor?
What types of optional coverage should most remodelers carry?
Do you need Key Person life insurance?
How much liability insurance should I carry?
Should I include myself on the Workers Comp policy?
Should I entrust my business insurance in the hands of a generalist?
and more!